New: Ask AI, powered by Claude

Your whole financial life. Just ask.

Ask Claude anything about your money -- “How much am I spending on car repairs?” “Where could I save?” -- and get a straight answer from your own accounts. All in one simple dashboard for your accounts, budgets, bills, and net worth, without the bloat or the price tag of the big-name budgeting apps.

Free to start · No credit card required · Cancel anytime

Bank-level encryption

Account sync runs through Plaid, the same read-only connection trusted by thousands of financial apps.

No ads, no selling your data

You're the customer, not the product. Your transactions stay yours.

Set up in minutes

Link your accounts or add them manually and see your full picture the same day.

New · Ask AI

Ask your money anything

No more digging through transactions or building spreadsheets. Type a question the way you'd ask a friend, and Claude looks through your accounts, budgets, bills, and subscriptions to answer it -- with the real dollar amounts.

Where am I overspending?

Dining out is running $86/month over budget, and you pay for three streaming services ($41/month). Trimming both would free up about $1,500 a year.

Which subscriptions am I paying for?

Seven recurring charges totaling $118/month, or $1,416 a year. Your gym hasn't charged you since July -- worth checking whether it's canceled.

How did last month compare?

You spent $3,412 in September, $274 less than August -- mostly from less travel and dining out.

Will I have enough for rent next month?

Yes. Your forecast shows about $2,940 in checking on November 1 after bills, $1,490 more than rent.

Answers from your real data

Claude looks up your actual transactions, budgets, and bills -- no guesses, no generic tips.

Private by design

Off until you turn it on. Conversations aren't stored, and your data is never used to train AI models.

Ask follow-ups

Dig deeper in plain English: "Just last month?" "What about groceries?"

Try Ask AI free

Included with every subscription and free trial. Example answers are illustrative; AI answers can be wrong and aren't financial advice.

Features

Everything a money app should be. Nothing it shouldn't.

No overwhelming spreadsheets, no confusing envelopes -- just a clean picture of where your money is and where it's going.

Powered by Claude AI

Plus AI insights, written in plain English, everywhere it matters

Claude doesn't just crunch numbers -- it writes you a short, honest summary wherever it counts: which budgets to create or adjust, what's driving your cash flow forecast, which debt to pay off first, how your investments are doing, and a daily overview that ties it all together on your dashboard.

  • Personalized budget recommendations
  • Cash flow forecast & debt payoff narratives
  • Investment summaries -- facts, never advice
  • One AI overview, every day, on your dashboard

Accounts

See everything at a glance

Checking, savings, credit cards, and investments -- link them once and AskYourMoney keeps your net worth current automatically.

  • Real-time net worth
  • Unlimited linked or manual accounts
  • One dashboard, every account

Budgets

Budgeting without the busywork

Set category budgets once and let them run. AskYourMoney tracks spending as it happens and rolls over what you don't use.

  • Budgets that update themselves
  • Automatic rollover
  • Clear over/under-budget alerts

Bills & subscriptions

Never miss a bill, or a sneaky subscription

AskYourMoney tracks recurring bills and automatically detects subscriptions, so nothing quietly drains your account unnoticed.

  • Upcoming bill reminders
  • Automatic subscription detection
  • Spot forgotten charges fast

Net worth & goals

Watch your progress add up

One trend line for everything you own and owe, plus goals and a debt payoff plan that shows exactly how far you've come.

  • Net worth trend over time
  • Savings goals with progress tracking
  • Debt payoff forecasting

And there's more under the hood

Ask AI

Ask Claude anything about your money and get answers from your own data.

AI budget recommendations

Claude reviews your spending and suggests budgets to create, raise, or lower.

AI cash flow forecast

Claude explains what's driving your 30-day projection, not just the chart.

AI debt payoff insights

Claude flags which debt to attack first and what it's really costing you.

AI investment summaries

A plain-English recap of your portfolio's value and gains -- never advice.

AI daily overview

One Claude-written summary of your whole financial picture, on your dashboard.

Savings goals

Set a target and watch progress update automatically.

Manual accounts, free forever

Track anything without ever linking a bank.

Mobile apps

Take AskYourMoney with you

Full feature parity with the web app -- accounts, budgets, bills, and net worth, right from your pocket.

Download on the App StoreGet it on Google Play

Pricing

All the features. A fraction of the cost.

Other popular budgeting apps charge upwards of $99–$150 a year for bank sync, budgets, and reports. AskYourMoney gives you all of it for a lot less -- and manual tracking is free forever.

Other budgeting apps

$99–$150/yr

Typical published pricing for comparable bank-sync budgeting apps.

AskYourMoney

$59.99/yr

or $6.99/mo -- every feature included, no tiers.

View pricing details

Competitor pricing is an approximate range based on publicly listed rates and may vary or change.

Ready to simplify your money?

Join AskYourMoney, see your whole financial picture in one place, and ask it anything -- free to start, no card required.

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