Ask Claude anything about your money -- “How much am I spending on car repairs?” “Where could I save?” -- and get a straight answer from your own accounts. All in one simple dashboard for your accounts, budgets, bills, and net worth, without the bloat or the price tag of the big-name budgeting apps.
Free to start · No credit card required · Cancel anytime
Bank-level encryption
Account sync runs through Plaid, the same read-only connection trusted by thousands of financial apps.
No ads, no selling your data
You're the customer, not the product. Your transactions stay yours.
Set up in minutes
Link your accounts or add them manually and see your full picture the same day.
New · Ask AI
No more digging through transactions or building spreadsheets. Type a question the way you'd ask a friend, and Claude looks through your accounts, budgets, bills, and subscriptions to answer it -- with the real dollar amounts.
Where am I overspending?
Dining out is running $86/month over budget, and you pay for three streaming services ($41/month). Trimming both would free up about $1,500 a year.
Which subscriptions am I paying for?
Seven recurring charges totaling $118/month, or $1,416 a year. Your gym hasn't charged you since July -- worth checking whether it's canceled.
How did last month compare?
You spent $3,412 in September, $274 less than August -- mostly from less travel and dining out.
Will I have enough for rent next month?
Yes. Your forecast shows about $2,940 in checking on November 1 after bills, $1,490 more than rent.
Answers from your real data
Claude looks up your actual transactions, budgets, and bills -- no guesses, no generic tips.
Private by design
Off until you turn it on. Conversations aren't stored, and your data is never used to train AI models.
Ask follow-ups
Dig deeper in plain English: "Just last month?" "What about groceries?"
Included with every subscription and free trial. Example answers are illustrative; AI answers can be wrong and aren't financial advice.
Features
No overwhelming spreadsheets, no confusing envelopes -- just a clean picture of where your money is and where it's going.
Powered by Claude AI
Claude doesn't just crunch numbers -- it writes you a short, honest summary wherever it counts: which budgets to create or adjust, what's driving your cash flow forecast, which debt to pay off first, how your investments are doing, and a daily overview that ties it all together on your dashboard.
Accounts
Checking, savings, credit cards, and investments -- link them once and AskYourMoney keeps your net worth current automatically.
Budgets
Set category budgets once and let them run. AskYourMoney tracks spending as it happens and rolls over what you don't use.
Bills & subscriptions
AskYourMoney tracks recurring bills and automatically detects subscriptions, so nothing quietly drains your account unnoticed.
Net worth & goals
One trend line for everything you own and owe, plus goals and a debt payoff plan that shows exactly how far you've come.
Ask AI
Ask Claude anything about your money and get answers from your own data.
AI budget recommendations
Claude reviews your spending and suggests budgets to create, raise, or lower.
AI cash flow forecast
Claude explains what's driving your 30-day projection, not just the chart.
AI debt payoff insights
Claude flags which debt to attack first and what it's really costing you.
AI investment summaries
A plain-English recap of your portfolio's value and gains -- never advice.
AI daily overview
One Claude-written summary of your whole financial picture, on your dashboard.
Savings goals
Set a target and watch progress update automatically.
Manual accounts, free forever
Track anything without ever linking a bank.
Pricing
Other popular budgeting apps charge upwards of $99–$150 a year for bank sync, budgets, and reports. AskYourMoney gives you all of it for a lot less -- and manual tracking is free forever.
Other budgeting apps
$99–$150/yr
Typical published pricing for comparable bank-sync budgeting apps.
Competitor pricing is an approximate range based on publicly listed rates and may vary or change.
Join AskYourMoney, see your whole financial picture in one place, and ask it anything -- free to start, no card required.
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